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Steven Samuels Blog

Online Security: Defend Yourself against Credit Card Fraud


Sophisticated scams in today’s era are increasingly emerging and evolving. Many online users already became a victim of fraud and it is something that you can avoid by following these simple ways we prepared for you.



  1. Use a paper shredder to shred files and receipts which contain personal and financial information if you no longer need the documents.


  1. It is common for many to use the same pin code to all their debit and credit cards, however, tolerating this kind of habit may lead to your loss. Use different pin codes for different cards.


  1. Never ever use your personal details as your phone’s security pin or password in any online account.


  1. Don’t save passwords on your desktop.


  1. Cover up your pin number when you’re typing and be wary of your surrounding while withdrawing money.


  1. If you’re going to call your bank, do it in a private and secure place where no one can overhear your conversation.



  1. Be cautious and extra careful when you are doing online banking in an internet shop or in public places.


  1. Install anti-virus software on your phone and even on your computers, this will ensure protection against malware and spyware.


  1. Phone scams are one way for fraudsters to obtain sensitive information from their target. If someone called you claiming that they are from your bank, verify their identity first by asking few questions. Moreover, it is best to call the bank instead by looking for their official phone number at their website.



  1. Make it a habit of locking your phone whenever you’re not using it. Set a security pin code to prevent access by unauthorized people.


  1. Do not write your pin number on a piece of paper or even save it on your mobile phone and computer.


  1. If you get an email from your bank or from an unknown sender asking you to click a link, don’t do it. Ignore the message and call your bank instead if you have questions.


  1. Don’t give away your private information to a suspicious email requesting for it.


  1. Don’t access websites that are too suspicious. If it isn’t a reliable site then don’t provide any private information.



  1. Beware of emails pretending that they are from a legitimate bank and asking you to provide any personal of financial details. Always remember that a bank wouldn’t ask to confirm any sensitive information through emails.


We are all vulnerable to cyberattacks. It is your duty to protect yourself from internet threats that may affect your life in so many different ways. Know more about internet security. Be informed!